Falling behind on payments happens to millions of Americans each year. The idea of possibly losing your house, having your credit be affected, or even filing for bankruptcy can be scary. Sometimes Bankruptcy is just not an option that you have. In these situations, the best option is settling the debt or negotiating a better payment with your creditors or debt collectors. You can reach out to the creditors yourself, but it is better to have an experienced attorney to do the negotiation on your behalf.

At Hammoud Law, we will reach out to each of your creditors individually. We will negotiate the best possible deal on your behalf. and help you take charge of your debt.

Some positives of debt settlement or negotiation include: