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Unlawful Debt Collection

Are you being harassed, threatened, or abused by debt collectors? We Can Help!

Falling behind on credit payments happens to millions of Americans, but that does not mean you can be harassed, abused, threatened, or constantly called at all hours of the day. The law provides consumers with protections and when a debt collector violates those protections, you can seek relief. The law can be complex, so call Hammoud Law today for your free case evaluation.

The Fair Debt Collection Practices Act (FDCPA) is a federal law that prohibits debt collectors and third parties from engaging in unlawful debt collecting behavior. This behavior includes harassment, oppression, abuse, or threatening the consumer, among many other prohibitions

Some common violations include:

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Constantly causing your telephone to ring with the intent to annoy, abuse, or harass the person being called
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Calling you before 8:00 a.m. or after 9:00 p.m.
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Calling you at times debt collector knew or should know are inconvenient for you
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Calling a third party more than once looking for you
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Telling third parties (other than your spouse) that the debt collector is trying to collect a debt from you
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Threatening to get you arrested or put you in jail
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Sue or even threaten to sue on a debt that you have not made a payment on in more than 4 years in California
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Knows you’re represented by an attorney and continues to contact you
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Contacting your place of employment more than once
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Continue to contact you after you have written to the debt collector and asked them not to contact you
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The use of obscene, profane or abusive language and shouting, screaming or getting angry with you
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False representation that the debt collector is an attorney

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Any representation that nonpayment of any debt will result in the arrest or imprisonment of any person
The law provides that the prevailing party is awarded attorneys’ fees and costs. That means when we are successful on your case, the OTHER SIDE will have to pay for YOUR attorneys’ fees and costs.

Youssef H. Hammoud, Esq.
Hammoud Law, PC

Please Send All U.S. Mail to:** 
3744 E. Chapman Ave., #F12269, Orange, CA 92859

Office Location: 
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T: (949) 301-9692
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