Mixed File Problems

Mixed File Problems

Mixed File Problems by Youssef Hammoud, P.C. | Jan 4, 2023 A common credit reporting error happens when information belonging to a different person gets mixed into your credit file—and ultimately, your credit reports. Negative payment information, public record...
General FDCPA RFDCPA Information

General FDCPA RFDCPA Information

General FDCPA RFDCPA Information by Youssef Hammoud, P.C. | Jan 4, 2023 Fair Debt Collection Practices Act&Rosenthal Fair Debt Collection Practices Act Debt collection can be a stressful and overwhelming experience, especially if you are receiving harassing or...
Background Checks

Background Checks

Background Checks by Youssef Hammoud, P.C. | July 5, 2022 A background report, also known as a background check, is a special kind of credit report that is used by employers and landlords. In addition to information about an applicant’s credit history, a background...
Common Credit Reporting Problems

Common Credit Reporting Problems

Common Credit Reporting Problems by Youssef Hammoud, P.C. | July 3, 2022 At this moment, the big three credit reporting agencies (CRAs) in the United States—Experian, Equifax, and Trans Union—are obtaining, storing, and publishing the financial information of over 200...